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Who says water and electricity don't mix? The world's first solar-electric-diesel hybrid yacht will have you impressing the greenies at the Yacht Club and sailing the seas in style.

The standard homeowner’s or auto policy is not designed to provide coverage for the various unique exposures represented by boats, RVs and ATVs/motorcycles.

I was once sued by my fishing partner. It wasn't because we failed to catch fish -- if this was the case, it would be a weekly affair. No, I was sued due to an accident on board.

Although not directly at fault, the incident did happen on my boat and he had every right to claim injury. For some, this would have finished the relationship. Just the opposite was true. I had a good policy and a great agent.