Watercraft Insurance Coverage

Not all insurance policies for boats are the same.
There are many important variations from one specialty boat policy to another.

Unlike many insurance agents, Watercraft Insurance Pros specializes in motor boat, yacht, marine and jet ski insurance. We understand that your personal watercraft, jet ski or boat insurance coverage should not be just an accommodation. Consequently, we represent several of the nation’s largest personal watercraft, jet ski and yacht insurance companies who offer specialty coverage for your watercraft. We strive to meet your special needs.

Our boat insurance policies provide you with comprehensive coverage that protects your investment in your personal watercraft, jet ski or yacht. Some of the causes of loss that your Watercraft Professionals insurance policy protects you against include:

• Physical Damage
• Liability
• Medical Payments
• Trailer Coverage

* Coverage may not be available in all areas.

In addition to this standard insurance coverage, we also provide more optional but important coverage. This important optional coverage can be added to your watercraft insurance policy for additional peace of mind:

• Tender Liability
• Uninsured Watercraft
• Non-owned Watercraft Liability
• Personal Property / Effects coverage
• Pollution Liability
• Tender Liability and Physical Damage
• Roadside Assistance and Towing
• Valuation Options
• Optional Sub-limits
• Partial Loss Replacement on Parts
• No Required Lay-up Period
• Physical Damage Coverage in Mexican Waters

Not all watercraft, jet ski or yacht policies are the same. Items like homes and cars are insured on standardized insurance forms; so for the most part, everyone gets the same basic coverage regardless of the carrier. But with boats and other personal watercraft, there are no standard insurance forms. Each insurance carrier develops their own policy, which results in some insurance policies being very comprehensive, other insurance policies being very basic and most being somewhere in between.

Specialty watercraft insurance policies protect you against lots of things that can happen. Sometimes you can cover your personal watercraft, jet ski or yacht by adding an endorsement to an insurance policy you already have. But, that coverage is usually pretty basic. To obtain increased watercraft insurance coverage limits, as well as insurance coverage options such as uninsured watercraft and emergency towing, you need the protection of a specialty boat insurance policy.

Fill out our online boat insurance quote application, or call us today at (877) 784-6787 for your free, no obligation personal watercraft, jet ski or yacht insurance quote.

---